Credit Monitoring

Credit Monitoring & Fraud Protection

With MyScoreIQ, you get more than just your FICO® Scores. We give you peace of mind with industry-leading credit monitoring, financial fraud protection, identity theft insurance underwritten by AIG, and tools to help you build your credit.

How Can Budgeting Help Your Credit Score?

How Can Budgeting Help Your Credit Score?

The simple act of creating a budget won’t affect your credit score one way or the other. But budgeting can help prepare you to live within your means, pay your bills on time and effectively manage your debts. These benefits can have a direct positive impact on your credit score over time. How Budgeting Can Positively Impact Your Credit Score Having a budget allows you to keep track of your cash flow, both incoming and outgoing. Staying...

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How to Prepare Your Credit Score for a Recession

How to Prepare Your Credit Score for a Recession

With record high inflation and rising interest rates, fears of a recession continue to plague the U.S. economy. Recessions cause economic distress for businesses and consumers alike, but they can also threaten your credit scores. You don’t have to wait for an official recession to occur before you start working to protect your credit. Take the steps now to help prepare for a recession. How Does a Recession Negatively Affect My Credit Score?...

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How Do I Make Sure My Medical Bills Are Accurate?

How Do I Make Sure My Medical Bills Are Accurate?

According to Consumer Financial Protection Bureau, millions of Americans struggle to afford their medical debt with $88 billion in outstanding medical bills currently in collections in the United States. Many unpaid medical bills can land on credit reports, which can negatively impact credit scores. While there have been some positive updates to how medical bills get reported, many types of medical bills can still impact your credit if they go...

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How To Check Credit Scores Without A Social Security Number?

How To Check Credit Scores Without A Social Security Number?

A Social Security number (SSN) is a term used for a nine-digit number assigned by the U.S government to its legal residents. Your SSN is mainly used to monitor employment and earning rates for Social Security benefits. However, both citizens and non-citizens also use their SSNs to apply for bank loans and bank accounts and determine their credit scores. You can do all these with your SSN. But there is a big question: Can you check your credit...

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