Recent Articles
How Credit Report Monitoring Can Help Your Credit Scores
Monitoring your credit report can help your credit scores.
How Do You Negotiate with a Debt Collector?
When you become delinquent on a debt to a business or creditor, the debt may be sold to a third-party debt collector. The debt collector can contact you to settle the debt and can even file a lawsuit against you if you won’t pay. If you don’t think the debt is legitimate, you may be able to dispute the debt and get it dismissed entirely. But, if the debt is legitimate, it’s generally a good idea to settle it so that it shows up as paid on your...
How Does Your Income Impact Your Credit Score?
Can your income affect your credit score? Here’s what you need to know and ways to help your credit scores on a low income.
Will Bankruptcy Affect My Credit Scores?
Are you wondering if bankruptcy can affect your credit scores? Learn the effects of bankruptcy and ways to help your credit after bankruptcy.
What is a Delinquent Account on a Credit Report?
Do you have a delinquent account on your credit report? Here’s what a delinquent account means and how to get rid of a delinquent account.
Does Child Support Affect Your Credit?
Can child support show up on your credit report? Yes, It can! Learn why child support can be on your credit report and how to remove it.
How Financial Abuse Can Impact an Elderly Person’s Credit
Elder financial abuse can negatively impact a senior’s credit. Learn how to monitor credit for signs of elder financial abuse and report it.
Is It Better to Downgrade or Cancel a Credit Card?
Downgrade or cancel a credit card? Which one is better? Here’s everything you need to know about downgrading or canceling a credit card.
How Can Budgeting Help Your Credit Score?
The simple act of creating a budget won’t affect your credit score one way or the other. But budgeting can help prepare you to live within your means, pay your bills on time and effectively manage your debts. These benefits can have a direct positive impact on your credit score over time. How Budgeting Can Positively Impact Your Credit Score Having a budget allows you to keep track of your cash flow, both incoming and outgoing. Staying...
How to Prepare Your Credit Score for a Recession
With record high inflation and rising interest rates, fears of a recession continue to plague the U.S. economy. Recessions cause economic distress for businesses and consumers alike, but they can also threaten your credit scores. You don’t have to wait for an official recession to occur before you start working to protect your credit. Take the steps now to help prepare for a recession. How Does a Recession Negatively Affect My Credit Score?...
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